Money—a topic that stirs emotions in all of us. Sometimes, it feels like money controls our lives: it flows, it stalls, it brings stress or joy. But what if you could regain control over money and positively transform your relationship with it? Welcome to the world of Money Magic—a blend of practical approaches and magical rituals that help you invite abundance and prosperity into your life.

1. Letting Go of Fear to Invite Abundance

Before you can attract more money into your life, you need to confront your fears. Take a moment to write down your honest thoughts: What beliefs or emotions around money are holding you back? Do you think you never have enough? Are you afraid of debt? Or maybe the thought of looking at your bank account makes your stomach churn because it’s deep in the red?

These mental blocks can disrupt your energy flow and leave you paralyzed, avoiding the issue altogether. Another bill? Just leave that letter unopened. I’ve been there, too. But if you don’t face your money situation, someone else might take control for you—and that can get messy. Take the reins yourself.

Ritual to Reduce Fear Around Money

Light a candle—gold or green is ideal, but white always works.

Write down your money-related fears on a piece of paper. Look at them carefully: Is this really what you’re afraid of? Have you reached the root of the issue? If not, ask yourself **why** you feel that way.

Hold the paper in your hand and read your fears out loud. Speaking things aloud often strips them of their power over you.

Then, safely burn the paper in a fireproof dish, visualizing your fears and blocks dissolving into the air.

Say: “I release this fear; it no longer belongs to me. I open myself to abundance and clarity.”

This might not work immediately the first time, but the more you practice, the easier it will become to face your fears. Repeat this ritual regularly until your stomach stops tightening at the thought of your finances.

Shadow Work

Alternatively, you can work with your fear through shadow work. Fear is often a part of our “shadow”—the aspects of ourselves we suppress. Shadow work helps you acknowledge and integrate these fears instead of fighting them.

How It Works:
Write down your fear and imagine it as a part of yourself that wants to be seen.
Ask: “How is this fear trying to protect me? What positive intentions does it have?”
Say: “I see you, fear, and I thank you for your protection. But I now choose to be free.”

2. Setting Clear Goals

Money loves clarity. Ask yourself: What do you want to attract money for? Is it to pay off debt, save for a trip, or achieve a specific savings goal? By being clear about how you want to use your money, you give your magical focus direction.

From a psychological perspective, having a concrete goal keeps you motivated. The key is not just to write it down but to repeatedly imagine how it will feel to achieve that goal. What does it look like? How does it feel to touch it? Does it mean a vacation, a new car, a luxury item, or simply being debt-free? Think about your goal every day.

Are you the vision board type? If not, check out what I do instead: Why Vision Boards Don’t Work for You—and What to Do Instead.

Spell for Financial Clarity

Sometimes, the first step toward wealth is focusing your energy and creating clarity around your financial goals. This spell helps you articulate your intentions and align your heart’s energy field with your money desires.

Tip: Perform this spell during a waxing moon, ideally when the moon is in Taurus, Virgo, or Capricorn, as these signs support financial clarity and grounding.

Materials:

• A white candle (for clarity and purity)
• A citrine crystal (for abundance and confidence)
• Paper and a pen
• Optional: Peppermint essential oil (for mental clarity)

Instructions:
Find a quiet place and ensure you won’t be disturbed. If you have peppermint oil, anoint the white candle with it and place it in front of you. Take a few deep breaths and visualize your thoughts clearing and your energy focusing.

Light the candle and hold the citrine crystal in your hand. Close your eyes and imagine golden light streaming from the crystal, enveloping you. This light symbolizes clarity, prosperity, and connection to your heart.

Write down the three most important things you want to use money for. Be as specific as possible. Do you want to pay off debt, save for a trip, or invest in something meaningful?

Hold the paper in front of you and read your goals aloud. After each goal, close your eyes and visualize money flowing effortlessly into these areas. See yourself living the moment when your goal is achieved—feel the joy, peace, and freedom it brings.

Fold the paper and place it under the candle. Let the candle burn safely (or extinguish it and continue the ritual in sessions), imagining your intentions radiating into the universe.

Thank the citrine and the candle for their support. End the ritual with the words:
“With clarity, trust, and an open heart, I invite abundance into my life. My desires flow to me effortlessly.”

Keep the citrine with you as a reminder of your intentions. Revisit your list daily and take mindful steps toward your goals.

Ongoing Ritual: Abundance Jar

Take a jar and create an abundance jar. Add coins, bills, or notes with your goals written on them. Place the jar somewhere visible to remind you daily that your wealth is growing.

3. Small Actions, Big Impact

A simple yet effective way to feel abundance is to save every 5-euro bill you receive. I tuck them into a separate section of my wallet. Collect these bills and, after some time, treat yourself to something special—something that truly brings you joy. This small ritual shows how easy it is to become mindful about money and enjoy abundance.

Tip: You can keep the bills in a separate wallet section or store them in a decorative container. Each time you save a 5-euro bill, say: “I am grateful for my wealth and open to more.”

4. Money Follows Energy

Do you feel like money flows effortlessly to others but never to you? Beliefs like this can unknowingly block your financial energy. Do you have a “They-only-made-it-because” mentality? Let it go. Somewhere out there, someone faced the same challenges as you—and they succeeded anyway. Every great success story should not discourage you but inspire you. It’s proof that you can achieve it too.

Replace negative thoughts like “I never have enough” with empowering affirmations to reshape your mindset.

Tip: Your heart generates a powerful energy field that extends far beyond your body. Your internal beliefs about money radiate into this field and influence how others perceive you. Think about it: Would you rather buy from someone who smiles and radiates confidence, or from someone who looks defeated and desperate? Your inner world shapes your outer reality. The more love, trust, and abundance you cultivate within, the more you attract it into your life.

Affirmation: “I am grateful for the wealth I already have. Money flows to me effortlessly because I trust in my inner power.”
And yes, just repeating affirmations for a single day won’t do the trick. Let them become second nature.

5. Practical Magic: Decluttering Your Finances

Face your financial fears head-on. Look at your expenses: If you suddenly had no income, which expenses would you cut first, and why?

Now consider: Do these expenses truly bring you joy? Maybe you have a magazine subscription you never read, and instead of enjoying it, you feel guilty about the pile of unread issues. Either schedule time to enjoy them, or cancel the subscription. Becoming more mindful about your spending not only strengthens your financial flow but also boosts your confidence.

Release Spell: Free Yourself from Unnecessary Expenses

It’s easy to spend money on things that ultimately don’t serve us. This spell will help you identify which expenses no longer bring value and consciously redirect your financial energy to what truly matters. Letting go of unnecessary spending creates space for abundance and focus on what’s genuinely important.

When to Perform: This spell is best done during a waning moon phase, which enhances the energy of release and cleansing. For extra power, perform it on a Saturday (Saturn’s day), which is ideal for structure, discipline, and clearing out old patterns.

Materials:

• A black candle (for protection and release)
• An amethyst or smoky quartz (for clarity and energetic cleansing)
• Paper and pen
• A fireproof dish

Instructions:
Set the black candle in front of you and light it. Take a few deep breaths to center yourself. Hold the amethyst or smoky quartz in your hand to clear your thoughts.

Close your eyes and imagine all the unnecessary expenses and commitments weighing you down. See them as a fog gathering in front of you. Feel the heaviness of these burdens—but also the freedom that comes with releasing them.

Write down every expense that no longer serves you. Be honest: Which things or subscriptions drain you financially or emotionally? What spending habits do you want to leave behind?

Read each item aloud and say:
“I thank you for what you brought me, but you no longer serve me. I release you.”
Feel a sense of lightness with each release.

Fold the paper and carefully hold it over the candle flame until it catches fire. Place it in the fireproof dish and watch the smoke carry away your financial burdens. As the paper burns, say:
“With this fire, I release what no longer serves me. My money flows to what strengthens and fulfills me.”

Keep the amethyst or smoky quartz with you as a reminder of your new focus. Over the next few days, take practical steps like canceling unnecessary subscriptions or rethinking your spending habits.

Affirmation: “I release what no longer serves me and direct my financial flow toward what truly matters.”

6. A Daily Ritual for Abundance

Dedicate a few minutes each day to your financial well-being. Whether it’s reviewing your expenses, brainstorming a new income stream, reflecting on what you earned today, or simply speaking an affirmation, these habits amplify the magical energy around your finances.

Daily Affirmation: “I have clarity in money matters and am grateful for the abundance in my life.”

Money Magic isn’t a one-time spell; it’s a path to transforming your life through conscious action and a positive mindset. It’s about seeing money as a tool—not something to fear. Money flows; sometimes more comes in, sometimes more goes out.

The key is to check in with yourself and avoid panicking. By confronting your fears and taking intentional action, you’ll unlock the energy to achieve financial freedom. Combine practical steps with your magic, and you’ll see your financial flow shift in amazing ways.